Unique Content Article on Finance and Credit,Credit Cards,Finance and Education,Credit,Loans,Reference and Education

Choosing College Student Credit Cards

by Margaret Burgess

It can be difficult to choose the right college student credit card because of the many choices nowadays. You have to choose carefully so you can get the best deal and rates.

The interest rate that a college credit card charges is extremely important to take into account. When you buy things on a college credit card, you are borrowing money from the credit card issuer. You must pay a monthly interest rate on this loan unless you pay your balance off in full every month. So, you want to have a college credit card with the lowest annual percentage rate and the longest 0% interest introductory period. Most college credit cards are very alike in these aspects, so you have to consider the rewards you can get for using the card.

For many students, their college credit cards are their first credit cards, so they won't be familiar with the types of rewards that are better than the rest. The three main reward types that are most useful for students are,

Frequent flyer miles Cash back The free gas

Frequent flyer miles are the best rewards for college students who attend universities far from home. As you use your college credit card you accumulate frequent flyer miles that you can exchange for flights back home - or wherever you want to go. Unlike airline reward schemes, frequent flyer miles can be used on any participating airline, worldwide.

Cash back on a college credit card is actually a points system. You get points when you use your credit card, and these can be exchanged for cash, gift certificates, or discount cards. College credit cards cash back may not be much, but it can accumulate.

The free gas reward is best for students who drive their own cars. Gas prices are always rising, and rewards for free gas would help a lot. College credit cardholders can also get discounts and points for other motoring related items.

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New Unique Article!

Title: Choosing College Student Credit Cards
Author: Margaret Burgess
Email: uaw@commercepublishing.com
Keywords: Finance and Credit,Credit Cards,Finance and Education,Credit,Loans,Reference and Education,Reference,Culture and Society,Culture,Society,College,Universities,College and Universities,Home School,Home
Word Count: 324
Category: College
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